THE TEN WEALTH SECRETS

1. Find a Need in the Market and Provide Products and/or Services to Fill that Need
There are very few people who feel completely satisfied - experiencing that they have everything they need and want. Twenty to twenty-five years ago, the average American family was much more prosperous than today. Most husbands could easily bring in enough money to maintain the whole family in relative affluence. Today, in most families, both husband and wife have to work - and they often struggle to pay the bills. Furthermore, about 90% of Americans over 65 are technically bankrupt - their debts exceed their assets.

2. Increase Your Ability to Earn - LEARN!
To earn more money, you may need to acquire additional knowledge and skills. You may need to improve your ability to recognize opportunities and take advantage of them. You may need to overcome your negativity and increase your personal power. You may need to increase your personal freedom and power. Every hour invested in this respect can make you many more dollars in the future.

3. Leverage Your Efforts - Earn More for the Work You Do
If you work for hourly pay or on a salaried job, your earnings are severely limited. (Except if you're a top executive of a large company.) By accident or design, our economic system in America today is such that most people simply seem unable to get ahead. After all, if you're just getting by today on your income, even a generous raise of 20% won't get you much further along.

The way to get ahead is to leverage your efforts. In other words, find ways to get more money for less work. With Investor's International, not only do you do things that bring in more money, you also do things that help others to bring in more money - for which they pay you. This is win-win cooperation.

4. Gain Wealth through Multiple Income Streams
Terra Libra's main earnings come from selling helpful information: books, reports, manuals, tapes, and seminars. The companies which we promote provide us with additional income streams.

Eventually we want a dozen or more such income streams. Each income stream is a "money machine." By participating in these programs, you can create similar multiple income streams for yourself.

5. Pay Yourself First
One of the most important principles of wealth is to take at least 10% of your earnings and set it aside as your payment to yourself. This is not spending money. It's money you set aside to work for you. One way to let it work for you is to put some of it into the Investor's International program.

You may want to put some of this money in precious metals. Consider the possibility that paper currencies -even the US$ - will eventually get wiped out and lose all their value. Historically, this has happened to every unbacked government paper currency. This wealth secret of paying yourself first represents one side of the Most Basic Wealth Principle: Produce more than you consume.

6. Control Your Expenditures
If you're like most of us, you spend all the money you earn "hand-to-mouth." It's an operating basis that keeps you stuck and prevents you from accumulating wealth - a formula for poverty! You can break out of this trap by using the strongest criteria for spending are: "Do I really need this?" and "What's the minimum I can pay to get it?"

This wealth secret of cutting your expenses to the bone represents the other side of the Most Basic Wealth Principle: Produce more than you consume.

7. Make Your Assets Multiply
One way to make your assets multiply has already been mentioned: Put some into the Investor's International programs - see #TL13B: The Millionaire's Secret (II) - which also contains more information in answer to the question: What do you do with your surplus (excess of production over consumption) to maximize the growth of your wealth?

8. Guard Your Assets against Loss
Assets can be wiped out in several ways: (1) The institution in which they are invested could go bankrupt; (2) The currency in which they are denominated could collapse - for example, if the US$ collapses, pensions, insurance policies, retirement funds, bonds, etc. could all become worthless; (3) The government can seize your assets with or without cause; (4) Someone can sue you and take all your assets.

A secret of the superrich is to not own anything, but to control assets held in trusts. For more information regarding trusts and asset protection, see The Pure Contract Trust Package.

For many people, taxes constitute the single biggest drain on their assets. Consider the possibility that most of the money you pay to government is either wasted or actually used for harmful purposes. Consider the second possibility that you can lawfully reduce your taxes to way below what your accountant says.

9. Make Your Home a Profitable Investment
Most people, when buying a house, first look for one that they like. Then they find out the price. Then they find out how big a mortgage they can get and how much the down payment has to be.

The more wealth-conscious do it differently. They look for a house that is appraised at, say, $200,000 that they can buy for $150,000. They get a mortgage for $190,000 and invest the $40,000 difference for a higher return than the mortgage interest rate.

10. Discover Your Deep-Seated Attitudes and Beliefs about Money and Correct Them if Necessary
Many of us have limiting - even debilitating! - attitudes and beliefs about money. Some of these are culturally widespread - for example: "filthy lucre" = "money is dirty"; "money doesn't grow on trees" = "money is scarce and difficult to get"; and some people believe that "money is the root of all evil" and "you must have money to make money." Correcting your attitudes and beliefs about money is one of the most important wealth secrets and is covered extensively in the 'Millionaire' report series.

The process of strengthening your attitudes toward money, and correcting any limiting beliefs you might hold, may take a giant leap forward as you study Special Report #TL13B: The Millionaire's Secret (II).

Being Comfortable With Negative Feelings

As human beings, we all move towards that which is familiar. It’s a natural instinct to seek out familiar things because we are comfortable with them. The same is true of feelings. Being comfortable with negative feelings.

Feelings that are familiar give us a sense of security. Our brain tells us; I know this feeling! This is familiar. This is safe. The feelings we are familiar with were shaped by our families when we were growing up.

If you lived in a family where the motto was Stand up for yourself, or when someone insulted you, chances are you learned to fight back, and you are familiar and comfortable doing so.

However, if your family upbringing was don’t make trouble, then it’s more comfortable for you to not say anything and accept the insult. If you want to change the way you feel, you must first understand why you feel the way you do.

Feelings can lead you to act in self-defeating ways. If you fill your head with depressing and negative thoughts, and you allow yourself to feel shameful and angry feelings, you will never be able to act confidently.

Many of us have picked up negative feelings growing up that become the normal way for us to feel. If we learned to feel ashamed to express interest in girls when we were young, it wont get any better as we get older. So whatever negative feelings you experienced growing up are considered normal by you, so that when good feelings come along, we may feel insecure and scared. When this happens, we actively seek out those negative feelings we’ve become accustomed to, even if they are painful.

Each of us naturally assumes the emotional traits of his own family. Your family is the one that sets the starting point of your development. Whenever you feel good or bad, you are basing that on the standard your family set for you.

When things go bad, we work to try and raise our feelings back to that set point. When things go good, we also work to lower those feelings back to the same point. There’s an internal barometer we all have that lets us know what we’re feeling, and we’re always working to return to what feels normal to us. Its the times where we feel too good that can be the most uncomfortable.

When this happens, we will actually WORK to spoil a good time for us. For instance, lets say you meet a really beautiful woman that you really like, and its a great opportunity for you to hook up with her! But based on your comfort zone, you might think:

Wait, this girl is too wonderful, she’d never go for a guy like me. This type of reaction reduces the good feelings you were having and brings you back down to what you’re familiar with; a feeling of unreservedness that you probably grew up feeling accustomed to.

Remember: familiar feelings = a sense of security. This is why so many people are more comfortable feeling bad about themselves than good! They have actually trained themselves to feel comfortable feeling bad! They would rather not seek pleasure than avoid feeling pain.

When your familiar feelings are negative, they will damage your confidence.

The interesting thing about this is that we *logically* know that what we’re feeling isn’t right, or healthy, or even true! But for some reason, our logical brain is out of sync with our emotions, and we accept what we feel over what we think.

For many people, their feelings of shame are a form of logic. Our feelings literally shame our brain into accepting those negative and untrue thoughts, even when it knows better!

But remember that shame comes from self-criticism. Those who are self-critical imagine that everyone else is just as critical of them as they are of themselves! When you think like this, any type of confidence is almost impossible to achieve.

So what are the origins of your negative habits? What are the root causes of the feelings you experience? Chances are it can be traced back to your parents, but be careful not to blame them! Its more important to understand your parents’ influence on your feelings so that you can stop blaming yourself for your current situation, rather than trying to figure out who to pass judgment on.

HOMEWORK:

Sit down and think of how your parents would describe themselves. Are they using any of the five myths? Write down how your parents would describe themselves in those terms.

Would your mother consider herself Old and Ugly?

Would your father consider himself Stupid or a Loser?

Now look at how they describe you. Do any of these statements sound familiar?

Your brother is the smart one.

Don’t be so stupid!

You’re too fat! You need to lose weight.

Don’t miss out on life like I did.

You’re too old to start over.

You’re short, like my side of the family.

Enjoy your hair while it lasts, because you’ll be bald like me some day.

You will never amount to anything.

Prepare for the worst.

Some families only predict dark times in the future and discourage their children from all types of positive habits, such as ambition and success. This is especially true when it comes to your sexual development. Do these sound familiar?

You better not have sex before you’re married.

Just settle for what you can get.

Don’t date out of your league.

You better not let me catch you with a girl in your room.

You’ll never get a good woman looking like that.

If you don’t have a good job, you’ll never be able to get married.

The list could go on. But you get the idea. Your parents, when they said those things, were instilling negative feelings about yourself and women in your head. They made your starting point one where you were never good enough, or attractive enough, or you had to feel guilty

about your desires.